Syed Ijaz Ahmed *, Rashid Muhammad, Hamna Anis, Noreen Memon, Arisha shakir, Sabir Hussain. Examining FinTech Lending Adoption by Small and Medium Enterprises Using a Technology–Environment Framework with PLS-SEM Analysis. SRA [Internet]. 2026 May 7 [cited 2026 Oct. 17];4(2):427-44. Available from: https://policyjournalofms.com/index.php/6/article/view/2071