Anam Batool, Muhammad Ather Nadeem, and Asfar Nisar. “Effects of Financial STEM Applications on Conceptual Understanding and Engagement in Higher Secondary Mathematics”. Social Science Review Archives 4, no. 1 (March 13, 2026): 2721–2737. Accessed March 16, 2026. https://policyjournalofms.com/index.php/6/article/view/1833.