DR MUHAMMAD AHSAN MUKHTAR; DR FARAH NASREEN; MUHAMMAD TALHA; SANA SAFDAR (SCHOLAR). Financial Innovations and Technological Changes Affect the Commercial Banks’ Efficiency and Returns on Assets (ROA)? Empirical Evidence from Pakistan. Social Science Review Archives, [S. l.], v. 3, n. 2, p. 1433–1440, 2025. DOI: 10.70670/sra.v3i2.762. Disponível em: https://policyjournalofms.com/index.php/6/article/view/762. Acesso em: 15 jun. 2025.