ASJAD, Muhammad Abdullah; KHAN, Muhammad Waleed; MOON, Moin Ahmad; FATIMAH, Hareem; PARVEEN, Sadaf. Easy Payments, Hard Consequences: The Behavioral and Financial Effects of Buy Now, Pay Later in Pakistan. Social Science Review Archives, [S. l.], v. 3, n. 4, p. 3309–3330, 2025. DOI: 10.70670/sra.v3i4.1091. Disponível em: https://policyjournalofms.com/index.php/6/article/view/1091. Acesso em: 15 mar. 2026.